You can start SIPs with as little as ₹500 per month.
SIP helps reduce market timing risk and builds discipline. Lump sum works better when markets are low or for surplus funds.
Nothing serious—your SIP will simply skip that month. No penalty or negative impact on past investments.
You can modify, pause, or stop SIPs anytime.
Ideally 5–7 years for desired returns.
9. How do I choose the right mutual fund?
Based on:
• Financial goals
• Risk appetite
• Time horizon
• Asset allocation (equity, debt, hybrid)
Yes, except for ELSS (3-year lock-in) and some close-ended funds.
Usually T+1 to T+3 working days, depending on the fund type.
Mutual funds are suitable for salaried, self-employed, homemakers, and retirees.
Investor money is held with a custodian, not the AMC. Your investments remain safe.
An advisor helps with:
• Goal-based planning
• Correct fund selection
• Risk management
• Emotional discipline during market ups & downs
